Blame it on bad weather, I ushered the new year with depression and regrets. Maybe because I am too old for resolutions. Maybe because I am totally impoverish when the year 2011 came in.
Indulge me, I should blame my current woes on the weather because it would not blame me back.
- I turned down several job offers because of principles. My own principles. Despite being idealistic, politics is still a bad choice.
- I have been so lazy I could not- no, the right word there is refused- to look for clients. I stood in a corner watching others go by.
- I am so mediocre, a second-rate copycat!
- I am irresponsible as always so that until now I still have pending and unsettled accounts. My lenders would not even looked at me in the eyes.
- I still am wallowing in my foolish pride.
I could go on forever but I shall spare you with my troubles because the list is quite long. I wanna be a millionaire so fucking bad! But these could be one of the reasons why I would not be:
10 Reasons You Aren't Rich by Jeffrey Strain (I copied all from the site because the author's thoughts are invaluable to be missed)
If you're competing against them and their material possessions, you're wasting your hard-earned money on toys to impress them instead of building your wealth.
9. You Aren't PatientUntil the era of credit cards, it was difficult to spend more than you had. That is not the case today. If you have credit card debt because you couldn't wait until you had enough money to purchase something in cash, you are making others wealthy while keeping yourself in debt.
8. You Have Bad HabitsWhether it's smoking, drinking, gambling or some other bad habit, the habit is using up a lot of money that could go toward building wealth. Most people don't realize that the cost of their bad habits extends far beyond the immediate cost. Take smoking, for example: It costs a lot more than the pack of cigarettes purchased. It also negatively affects your wealth in the form of higher insurance rates and decreased value of your home.
7. You Have No GoalsIt's difficult to build wealth if you haven't taken the time to know what you want. If you haven't set wealth goals, you aren't likely to attain them. You need to do more than state, "I want to be a millionaire." You need to take the time to set saving and investing goals on a yearly basis and come up with a plan for how to achieve those goals.
6. You Haven't PreparedBad things happen to the best of people from time to time, and if you haven't prepared for such a thing to happen to you through insurance, any wealth that you might have built can be gone in an instant.
5. You Try to Make a Quick Buck
For the vast majority of us, wealth doesn't come instantly. You may believe that people winning the lottery are a dime a dozen, but the truth is you're far more likely to get struck by lightning than win the lottery. This desire to get rich quickly likely extends into the way you invest, with similar results.